Skip to Content

Thank You for Money Gift – 40 Simple Ways on How to Thank Someone for a Cash Gift

Receiving a cash gift is exciting, no matter what age you are. Be it a generous check for a wedding, a reward from a grandparent, or a gift from your freelancing client, you should always write a thank you note for money gifts to show your gratitude and appreciation.

This simple gesture may sound small, but it is quite powerful. However, we usually struggle with what to write when thanking someone or how to thank someone for a cash gift.

Since we don’t write these thank-you notes often, we are often at a loss for words. However, writing a heartfelt thank you note for money gifts (or any gift) is not as difficult or awkward as you think. You don’t have to sound perfect or poetic, but your words should be gracious and heartfelt.

Read on to learn how to thank someone for a cash gift.

In this guide, we will cover different scenarios for which you may have received the cash and how you can write a thank you note for it.

A Step-By-Step Guide to Thank You Note for Money or Cash Gifts

Step 1 – Start With a Greeting

Let’s talk a little bit about thank-you card etiquette for money. Start with the word ‘Dear’ if it is a person you know well. For example, you can start with Dear Grandma and Grandpa if it’s your grandparents.

If it’s an old friend, you can use their first name. If it’s someone you are not particularly familiar with, you can use their last name – Dear Mr. and Mrs. Lastname.

Make sure you always use the correct spelling of the name of the person whom you are addressing while writing any thank you note for gifts.

Step 2 – Express Your Gratitude In Thank You Notes

There are a million creative ways to say thank you. Remember who you are addressing and your particular style when writing these words. Here are a few examples –

  • Thank you so much for the gift for my graduation
  • I appreciate that you…
  • Thanks a tonne for …
  • We thank you sincerely for…
  • I can’t thank you enough for…

Step 3- Talk About Specifics

Add details in your thank you note to make it one of a kind.

If they did something to make the occasion special, mention it in the note. Explain how much you appreciate their gift and how you plan to utilize it.

  • I plan to use your money to buy a new laptop.
  • Now, I can purchase the books I planned to buy for a long time.
  • Your generous gift will go into my savings and bring me closer to my dream vacation.

Step 4 – Inquire About the Sender

Ask about their life, what is going on, how are they, or let them know you are thinking about them. Use this thank you note to continue with the connection that you have.

  • I am looking forward to seeing you again.
  • I know you had a promotion coming up.
  • I will visit you as soon as I start college.
  • We’re planning to be back there in December. Let’s make plans to meet again.

Step 5 – The Signature

Make sure you end your thank you note in a pleasant and friendly manner. Depending on how familiar you are with the person, you can sign off differently.

  • Sincerely,
  • Many Thanks,
  • Thanks again,
  • Yours Truly,
  • Much Love,
  • Take Care,
  • Always,
  • Thank you again,
  • Hugs and Kisses,
  • XOXO
  • With Love,
  • All my love,

There are many scenarios in which a thank you note would be appreciated. Each scenario requires a little something different in the note. Here are a few situations requiring you to write a few thank you words.

Ways to Write a Thank You Note for Money on Social Media

online communication social media elderly woman in an online call.
Image Credits: Deposit Photos

Social media is a popular medium to reach out to your well-wishers. While you should try your best to thank your family and friends individually, you can also address them in a common thank you post if you are short on time.

You can later update the gifters individually on how you spent the money. Check out these samples on social media on how to thank people for monetary gifts.

Sample 1

I am extremely grateful for the money gifted to me by all my family and friends. Your support has been helpful, and I can’t thank you enough. 

Sample 2

To all my loved ones who joined in celebrating my (marriage, birthday, promotion), I can’t thank you enough for all the thoughtful gifts you gave me. I plan to use the cash for (mention the purpose). Your support means everything to me.

Sample 3

Thank you to everyone who gifted me money after (mention the purpose). I appreciate your efforts. Your friendship and kind support mean the world to me.

Sample 4

Thank you all for the generous gift to (mention cause). Through your donations, we can accomplish (mention the goal). We appreciate your efforts.

Sample 5

I don’t have enough words to express my gratitude for my current feelings. Thank you all for being an important part of my life and for all the thoughtful gifts I received. Your gifts mean the world to me.

Sample 6

I can’t believe I have so many generous and wonderful friends. Thank you to everyone for their love and support.

Sample 7

Thank you everyone for all your love. I am touched and grateful for the gifts I have received during this critical time.

Thank You Note for Money Received by Mail

Man with money sacks on white
Image Credits: Deposit Photos

If a friend or relative has surprised you with a check or cash gift through the mail, you must reply by sending them a handwritten personalized thank you card for money. 

These messages are for the center section of your thank you note.

Sample 8

Thank you for the gift card to [store name]. I love shopping there. I picked out a dress I had planned to buy for a long time.

Sample 9

Thank you for the birthday money. I had fun spending it on (name the store). I ordered a new book by (name the author) that I wanted to read for so long.

 I am looking forward to the hours of enjoyable reading.

Sample 10

I was pleasantly surprised to see your card and check in the mail today. I am going to put it to good use. Thank you for always being so generous.

Sample 11

I appreciate the check you mailed. The timing was perfect, as I was not going to be able to pay the rent this month. I can’t thank you enough for helping me during these difficult times. God bless!

Sample 12

I was so glad to receive the graduation present from you. After much thought, I have decided to put it towards my college fund. Thank you so much.

Sample 13

The money you sent me is highly appreciated. I can’t thank you enough for your kind gesture! 

Sample 14

Thank you for the beautiful card you sent for my birthday. Thank you for the enclosed check. I will be thoughtful about spending it.

Thank You Note for Wedding Money

21. Wedding photography
Image Credits: Deposit Photos

A thank you note for money you receive at your wedding doesn’t have to be long.

As long as it is personal and contains heartfelt words of gratitude, you can keep it short and sweet. Let the person know that the money that they gave was welcome and was put to good use. Always send your thank you for money gift notes within three months of the wedding. Here are a few examples –

Let the gifter know if you used the money for a specific purpose.

Here are some examples of wedding thank-you card wording for a cash gift

Sample 15

We cannot thank you enough for taking the time to plan and attend our wedding. It was lovely.

We also want to thank you so much for the cash gift that you sent us. It was thoughtful, and we will use it to buy a kitchen appliance and start our life as a married couple.

Thanks again

Sample 16

Thank you so much for attending our wedding. (Your partner’s name) and I was thrilled with your generous gift. Thanks to you, we could purchase the (mention the product) that we had our eye on for our new home. We are looking forward to seeing you again over the holidays!

Sample 17

Thank you so much for attending our wedding and your thoughtful gift! We used it to purchase(mention the product)!

Thank You Notes for the Guests That Couldn’t Attend the Wedding

Sample 18

We missed you at the wedding and wished you were here. We received your card and your generous gift. You helped us make our wedding even more special with your contributions.

Sample 19

Thank you so much for your generous wedding gift. I am so glad to have you as a friend. We wish you could have been there for the wedding day. It was not the same without you. Looking forward to many more opportunities to celebrate together!

Thank You for Receiving a Group Gift

Happy excited woman holding gift / present. Cute surprised mixed Asian Chinese / Caucasian female model.
Image Credits: Deposit Photos

Sample 20

Thank you all for your generous contribution. It made planning our wedding so much easier. We are lucky to have such caring friends.

Sample 21

Thank you all again for being a part of our special day and for your generous gift! It means a lot to us that you traveled so far to celebrate our special day with us. (Partner’s name) and I are lucky to count you as our friends.

Thank You for Attending a Destination Wedding

Photographer working with young wedding couple in studio
Image Credits: Deposit Photos

Sample 22

The wedding was so much fun with your guys. We know it was a long trip and an expensive one too but having you guys with us made the wedding perfect.

I also want to thank you for your generous gift. Thank you for always supporting us. Best wishes!


Thank You Note for Graduation Money

Serious female student holding hand out with cardboard sign
Image Credits: Deposit Photos

Whether you are graduating from high school, college, or trade school, you must send a thank you note to everyone who sent you a gift.

Try to write the note as quickly as possible after you receive the gift – ideally within a couple of weeks.

If you struggle to thank someone for a cash gift, read these sample thank-you notes.

Here are some examples of thank you note for graduation money

Sample 23

I am so happy that you could attend my graduation party. Thank you for coming and for the generous gift. I am going to use this money to buy (mention thing). Thank you again.

Sample 24

I was wonderful to look up into the crowd and see you smiling and cheering for me during the graduation ceremony. I was an important day for me, and I am glad that you were there to share it. Thank you for your graduation gift. I am going to use if for (mention the purpose). Much love!

Sample 25

Thank you so much for attending my graduation. I appreciate your kind and generous gift. You will always be a special friend to me.

Thank You Notes for Those Who Couldn’t Attend the Graduation

Sample 26

I missed you at my graduation party. Thank you for sending me the cash gift. I have been trying to save for my college expenses, and this money is a big boon for me. Thank you for always supporting me and being there for me.

Sample 27

I missed seeing you at my graduation. Thank you so much for the generous check. It will help with my college expenses and set up my new apartment.

Sample 28

I am extremely grateful for the support that you have given me through your gift. This generous check means a lot to me, especially as I am about to start college. Thank you for always believing in me and showing compassion and kindness whenever I needed your help.

Thank you note for funeral money

Image Credits: Deposit Photos

Family and friends often offer money as a form of condolence and to lessen the financial burden. 

Proper etiquette requires that the deceased’s family send thank you notes to acknowledge the financial gesture and support given during this difficult time. 

Sample 29

I want to thank you for remembering (Deceased’s Name).  The whole family appreciates your thoughts and is grateful for the donation.  

Sample 30

We appreciate your generosity. We will use your donation to ___________ [insert what you will do with it].  Thank you for remembering and caring for (Deceased’s Name).

Sample 31

Thank you for helping us with the funeral expenses during these tough times.  We are deeply touched by your generosity and kindness, which will never be forgotten.

Sample 32

Thank you for your thoughtful gesture during this difficult time. We will always be grateful for your help and kindness.

Sample 33

Thank you for your kind donation and remembering (Deceased’s name). The world is a kinder and better place because of people like you. 

These are some examples of funeral thank-you notes for money.

Notes for When You Plan to Use the Money for a Charitable Cause

Sample 34

Thank you for your donation. We will donate it to (name of the charity), close to (Deceased’s name)’s heart. I appreciate your support.

Sample 35

Thank you for your thoughtful donation. We will be donating it to ____ and working ourselves towards _______.  Thank you for your generosity.

Thank You Note for Christmas Cash Gift

2. christmas decor
Image Credits: Deposit Photos

Often, our elders send money as Christmas gifts. The ideal way to send them a message of appreciation is through a handwritten note or card.

Sample 36

Thank you for the money that you sent to the children for Christmas. I will surprise them with it on Christmas Day. They will love it and will call you on Christmas to wish you.

Sample 37

Your Christmas card arrived in the mail today, along with your generous check. A few items are high on my Christmas lists, so I will use the money you’ve sent to purchase them. Thank you so much for your thoughtfulness.

Sample 38

I cannot thank you enough for the money you sent for the holidays. I bought gifts for the kids and ______. Thank you, and God bless!

Sample 39

You are a god sent angel for us. Thank you for the generous gift. May God bless you.

Sample 40

You are indeed a blessing to the family. Thank you for the cash gift this Christmas. I am touched beyond words with your thoughtful gesture. Have a great Christmas!

Thank You Notes for When Someone Gave You a Loan

In your thank you notes for loan or when someone lends big amount of money, you can mention the reason and write the note again when you repay the loan.

The lending/borrowing note examples:

Sample 41:

I am very grateful to you for helping me with a loan to cover the cost of (reason). As we have already discussed, I’ll repay you x amount until it’s paid off. I also promise you to take care of my finances better and save money every week to build up an emergency fund. Thank you for trusting me.

Sample 42:

Thank you so much for letting me borrow money during this difficult time. It has been stressful since I lost my job and haven’t been able to find one, but I’ve. Not being able to pay my bills on time is very stressful. My new job starts next week, which will help me be in a better financial position and repay you by [enter time, date – be specific]

Examples to Thank Your Boss or a Client for a Cash Gift

Here, you can send a thank you for money gift to your boss or clients without disclosing reasons or details.

You can also check out Christmas gifts to send to your clients.

1. Thank you for the cash present. I appreciate it a tonne.

2. Thank you for recognizing my work and presenting me with cash.

3. I am so lucky to have a boss like you. Thank you for the cash gift

How to Thank Someone for a Large Sum of Money

This is to write thank you notes for a money gift. We already covered a thank you notes sample for when money was loaned.

It is difficult to express gratitude when you receive a large sum of money as a gift. We always think – are words enough? Do I deserve this huge monetary gift? Etc etc.

I recommend writing a detailed thank-you note because they are more personal, and the receiver feels more loved. If you have the budget (you should NOT overdo this part), you can add in a thank you gift.

Thank You Gift Ideas for a Large Sum of Money

  • A thank-you meal or a treat
  • Send thank-you present. It could be as simple as flowers, wine, or chocolate
  • Send pictures of what the money was used for. For example, you inside the car, your family, and the house if it was mortgage payment, etc.

Example Notes for Thank-You Notes for a Large Sum of Money

1. money in hand woman
Image Credits: Deposit Photos

Before you write the note, include how it helped you and be specific.

Thanking Someone for Mortgage Down Payment Note Examples

#1 I’m lucky to have someone so thoughtful in my life as you. Thank you for your contribution. I appreciate it beyond words.

#2 Finally, we found the house we love, and the deal is done. Thank you for the contribution towards the initial payment. Because of you, we have become proud owners of a beautiful house that we couldn’t have bought for a few more years. Thank you again

Other Large Amounts of Money Thank You Note Examples

#1 Thank you for the generous cash you have gifted me. I’ll be using this to remodel my kitchen, which has been pending for a few months. You’re the best!

#2 2021 was a difficult year for us, and we cannot express how much your contributions have helped. Thank you for helping me with bills this year. I’ve struggled with finances ever since I lost my job, but I have learned my lesson. I will be more proactive in saving for emergencies, and thank you again for making this change.

Dos and Don’ts Of Writing Thank You Notes For Money Gifts

Writing a thank you for the money gift can be a difficult task. Here are a few more tips for making your thank you note right.

Dos Of Writing Thank You Notes For Money Gifts

Handwrite Your Thank You Message

A printed card saves time, but a handwritten note personalizes and makes it special. Everyone has unique handwriting, which gives your note a unique character.

Write in Your Style

While you may admire a great writer’s or poet’s words, using them in your thank-you note may not be a good idea.

Your note should express your sentiments. Think about what you would say in person and pen those thoughts on paper.

3. Use Stationery That Fits Your Style

Don’t just scribble a few words on any piece of paper. Think about what message you want to convey and choose the stationery accordingly.

Your stationery should also match with your character.

Be Specific

You must mention personal details in your thank you note. Just referring to a great present means you can’t recall what you were sent.

Write about how you plan to use the gift or spend the money that you received.

Don’t of Writing Thank You Notes for Money Gifts

Don’t Wait Too Long

Don’t wait for days or weeks to write your thank you note. Ideally, you should send your thank you note within a week of getting the gift.

2.  Don’t Mention the Monetary Amount

Don’t mention the amount of money you received. The sender knows that they sent you. Instead, you can compliment them on their generosity.

3. Don’t Write Overly Long Notes

This is not a letter. Be precise and concise in your thank you note. Show your appreciation in a few words.  Don’t go off the topic. Write down a separate letter if you want to tell them about something else.

4. Don’t Overdo the Compliments

Keep your note friendly and thank the sender for their generosity, but don’t overdo the compliments.

This can come across as fake or not very genuine. If your words are too flowery, your note may appear forced. I also love what Hallmark shares here about thank you for money gifts.

Don’t Handwrite if Your Handwriting Is Illegible

Don’t write a handwritten note if your handwriting is very bad. There’s no point in writing a note that nobody can understand.

Final Thoughts on How To Thank You for Money Gifts

Follow these step-by-step instructions, and soon you will be a pro at writing thank you notes that will put a smile on anyone’s face.

I hope these thank you note samples have inspired you to write personalized thank you notes to all your well-wishers who have gifted you money for a special occasion.

You can always use these samples and edit them to suit your style.

The best thank you notes come straight from the heart, so don’t be afraid to express your feelings. Your friends and family will appreciate the time and effort you put into your thank-you notes.

And these thank-you notes for money can also be used as thank-you notes for financial help. If you are wondering how to write a thank you letter for a loan, this will help, too.