Skip to Content

15 Simple Money-Saving Tips That Are Actually Worth Following (Unlike Many Others)

The discrepancies between your budget and finances often stem from seemingly insignificant everyday expenses rather than a singular major expenditure.

A user recently asked, what’s something very simple that people could be doing to save money but don’t? Read on to know the top responses.

1. Cook At Home 98% Of The Month


Image Credits: Deposit Photos.

“I bet it saves you a ton of cash too!  

Even being too ambitious and ruining a meal or over portioning is still less expensive than dining out. After 15 years of cooking at home, my wife and I have gotten tired of eating out because we have realized the food we cook at home tastes better than anything we can buy at a restaurant.

I think people eat out less because they don’t have access to fresh food, and more because they feel it is more efficient… although they don’t take into account the amount of time they waste getting to the restaurant, waiting for the table, waiting for the food, and waiting for the check.”

2. Feel Comfortable Using Free Services

a man watching youtube

Image Credits: Deposit Photos.

“Make use of free services. Mostly, the local library. Sometimes there’s a feeling that just because it’s free it’s trashy or peasant-like. I don’t need to pay to see something in order to feel good about it. And libraries are amazing! Free books! Audio books! So many things.” said one.

“Tubi, Freevee, and PlutoTv are examples of free services that seem like they are subpar but aren’t. Found many good stuff on those streaming sites.” another added.

3. Say Goodbye To Your Storage Unit

Portrait of her she nice attractive lovely charming cute cheerful cheery wavy-haired lady showing excitement isolated over bright vivid shine orange background.

Image Credits: Deposit Photos

“More prevalent in the US, but get rid of your storage unit and most of the stuff in it. More often than not, you’re paying more to store things that it would cost to buy it all again.

If you can’t fit it in your home, re-evaluate if you really need it.” said one.

“So true. Having nice stuff is super dependent on just knowing what stuff to have and you save a ton of money in the process.” replied another.

4. Shut Your Doors For DoorDash

Handsome middle age man wearing casual sweater over blue background afraid and terrified with fear expression stop gesture with hands, shouting in shock. panic concept.

Image Credits: Deposit Photos

“Your meal is easily 50% more expensive when you factor in delivery fees and a tip. And some restaurants charge more on door dash than they do in-person.”  said one. 

“I recently started driving for DoorDash and I am astounded at the insignificant items and short distances people are willing to pay fees for.” replied another.

5. Quit Smoking


Image Credits: Deposit Photos

“Save money on the product and the aftermath! Cigarettes ruin everything they come in contact with- seep into the walls of your home, permanently leave a stench to your clothing, furniture, car, and it can live on your body for a good while. Not to mention the ridiculously expensive health consequences as you get older- dental, lung cancer, more expensive insurance because you use tobacco, the whole shebang.”

6. Try Shopping Second Hand Stuff

hispanic pretty woman looking surprised and shocked, with jaw dropped holding an object. university student concept

Image Credits: Deposit Photos

“Shop second hand. You can buy most everything in pretty good condition” said one.

“I bought an iPhone 12 Pro secondhand when I decided I wanted to switch to iphone. Best phone I’ve ever had, it was and still is in great condition 2 years later.” added another. 

“This is a big one. With a few exceptions, I’ve gotten most of my electronics used or refurbished over the last decade, and it’s saved me so much money.” said another.

7. Drive The Speed Limit

Young beautiful businesswoman sending a text message using mobile phone while driving car to work. Risky, reckless driver bad habits. Traffic safety rule violation lack of attention concept

Image Credits: Deposit Photos.

“For those that don’t get this: driving the speed limit avoids citations but also saves you gas, extends oil life and tires some, extends brakes quite a bit, and just generally lowers the wear and tear on your vehicle.” said one.

“This is so underrated, I don’t think enough people realize the extra cost of driving fast” replied another.

8. Stop Changing Your Phone Every Year For The Sake Of It

Shot of two beautiful freelance business women using smart phone to taking photos to sell online while preparing pack product box in their startup small business.

Image Credit: Deposit Photos.

“Don’t buy a new phone every damn year. There’s no point.” said one.

“Especially these days. Back when smartphones were new, yeah, maybe because the tech was significantly better each generation. Now, not so much. I have a galaxy s20+ and my SO has an S21, there’s almost no noticeable difference in functionality aside from battery life just because mine has been used for 2 years longer (got mine when s20 was just released, got his just before s22 was released).”  replied another.

9. Pay Off Your Credit Cards Sooner

A woman smiling and looking in front of her as she uses her credit card with her laptop.

Image Credits: Deposit Photos.

“Pay off your credit cards even if you have to take out a loan to do it. Afterwards, pay them off each month. Do NOT carry a balance on your credit cards.” said one.

“Or put another way: if you don’t have it, don’t spend it. Credit cards should be considered the same as cash spending.” replied another.

10. ASK Before You BUY

Worried couple going over finances at home in living room

Image Credits: Deposit Photos.

“ALWAYS ask when buying ANYTHING: Are there any current promotions or coupons I can take advantage of?  I do this all the time and I’d say 85% of the time, they give me SOMETHING (5% off, employee discount, special that is on their website but not published in store, etc.).  I’ve done this at restaurants, retail stores, random places you would never expect (tourist spots, restaurants, etc.).  Literally saved $25 off my screen print order yesterday because I chatted in and asked if there was a discount code I could apply.”  said one.

“This also works when buying online. Searching up coupon codes/promotions for a specific website works a lot of the time.” another added.

11. Never Shop Without A List or When You’re Hungry

Women and her dog shop a pet food (Dog, Cat and other) on pet goods shelf in pet shop.

Image Credits: Deposit Photos.

“Never enter a shop when you are hungry.”

“And write a list! I buy a lot less when I have a list to stick to.”

12. Follow Preventive Care

Close up of attractive young bearded man is brushing his teeth. He is standing and smiling. The man is squeezing tooth-paste into tooth-brush. Focus on cleaning tools

Image Credits: Deposit Photos.

“Take care of your teeth: brush and floss everyday – preventative care now will save you THOUSANDS later if you need major dental work!”

13. Drink Water

Portrait of young beautiful dark-haired woman wearing blue t-shirt drinking water at summer green park.

Image Credits: Deposit Photos.

“Only drink water. Not only will you save money, but your body will love you for this as well. Win\win.”

14. Use Credit Card Rewards

Close-up Of A Businessman's Hand Avoiding Credit Card Over White Background

Image Credits: Deposit Photos.

“Buy everything with a cashback/reward credit cards. Its free money, i make around 200$ per month with it. Its not much but its def better than nothing.”

15. Track Your Expenses

young couple hold pink pig bank and calculator isolated on blue background

Image Credits: Deposit Photos.

“Budget and Track all transactions with financial software.

Someone created an app where you can find all the monthly/annual subscriptions you are paying for and cancel them, it’s sad that there is a market for that. I would know if there was even a penny missing from my bank and credit card accounts.”

12 Fast Food Chains Where You Can Still Eat Cheap

Beautiful girl eating hamburger food

Image Credits: Deposit Photos

Fast food can be a quick and affordable meal option, but knowing where to go to get the most bang for your buck is essential. Read here.

16 Things That Are Legal in the U.S. but Are Actually Pretty Messed Up

1. proud american

Image Credits: Deposit Photos

In the United States, there are a number of things that are legal but should not be. These things can range from harmful practices to others. Read here.

13 Inventions That Were Supposed to Change the World… But Didn’t

african american girl in the street with surprised expression

Image Credits: Deposit Photos

Though there are both good and bad inventions, it’s fascinating to learn about those that once promised to revolutionize the world, but are now forgotten. Read more.

15 Costco Products That Are a Total Rip-Off

Young beautiful African American afro woman with curly hair wearing yellow casual sweater Crazy and scared with hands on head, afraid and surprised of shock with open mouth

Image Credits: Deposit Photos

Costco is known for its great deals on bulk items, but only some things at the warehouse club are a good value. Read more.

Did You Know? These 18 Everyday Sayings Are Actually False

Annoyed African-American young man in red casual shirt showing thumb down, expresses disagreement with grimace on the face, latin guy left bad review, dislike gesture

Image Credits: Deposit Photos

Language is a powerful tool, but it can also be misleading. Overused sayings and clichés are often taken for granted as truths. Read more.

This article was originally published on Mrs. Daaku Studio.