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20k Windfall: 11 People Share What They Would Spend It On

Imagine having $20k to fulfill your dreams. A forum user asked, "How would you spend $20k right now?" Check out these responses!

INSTALL A NEW AC UNIT

"Household repairs like AC units and septic tanks are top priority when surplus money arises." says a user. The constant balance of adult responsibilities is real.

PAY OFF MY DEBTS

"Pay off debts, invest the rest," states a user. Large sums may clear debts, with leftovers invested in risk-tolerant, goal-focused portfolios.

QUIT MY JOB

"Quit job, learn new stuff, polish CV, get a better job," says a user. A financial cushion provides security, encourages career re-evaluation and pursuing passions.

DOWN PAYMENT ON HOUSE

"Even with high interest, a house is an investment. A $20,000 windfall can boost your down payment savings and make homeownership a reality."

FIX PARENTS HOUSE

"Help upgrade my parents' home to improve livability." Many are motivated to use money windfalls for parent's home repairs or updates. This gesture could allow their parents to address long-neglected repairs, improve their living conditions, or update their home with features they’ve always desired.

INVEST IN GOLD AND BITCOIN

"25% each into Gold, Bitcoin, stocks. Use last 5k for a motorcycle." Consider investing in stocks, ETFs or real estate for long-term growth.

ENROLL IN COLLEGE

"Enroll in college. College is a wise investment that can reduce loans and financial strain post-graduation."

SPORTS

“Decided I wanted my skydive license this summer. Between training, rentals, jumps, and purchasing gear, I’ll end this summer having spent upwards of $15k on the sport.” said one.

DENTAL WORK

"Dental care can be costly and not covered by Medicaid. Yet, it's essential for overall health. A windfall may enable procedures like fillings or crowns."

BUY A NEW BED AND TV

"Get a new bed & bedding for better sleep quality and increased energy. A top-quality mattress is a worthwhile investment. Learn more"

RENT A SHOP

"Rent a shop for 3-6 months, upgrade tools, buy supplies, and establish your main gig. With financial flexibility, choose a high-traffic location to attract more customers."

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