Insurance. All kinds. It drives up the cost of whatever it “covers” and unlicensed people make decisions about what’s “covered” to decide if it’s actually covered or not
Tipping someone regardless of the service they provide. What has happened to society, WHY does everyone want tips for doing absolutely nothing other than being a cashier?
Banks charging withdrawal fees from the ATM even if you’re a member of the bank. Also, overdraft fees!